AI/ML for Banking & Financial Services
Ship fraud detection, risk models, and compliance-ready AI in weeks — without regulatory headaches or vendor lock-in.
Why BFSI teams choose us
Compliance-first AI that scales
Regulatory compliance built-in
SOC 2, PCI-DSS, GDPR, and audit trail requirements from day one. Model versioning, lineage tracking, and explainability for regulatory review.
On-prem & private cloud
Data never leaves your infrastructure. Deploy on AWS, Azure, GCP, or your own datacenter with full control over data residency.
Explainable AI
SHAP values, LIME, feature importance, and decision paths for loan approvals, credit scoring, and risk models that auditors can understand.
Real-time fraud detection
Sub-50ms inference for transaction screening. Stream processing with Kafka/Kinesis, feature stores, and canary deployments.
Solutions for banking & finance
From proof-of-concept to production in 6-12 weeks
Fraud Detection & AML
Real-time transaction monitoring with graph neural networks, anomaly detection, and rule-based systems. Integrate with existing fraud platforms or build greenfield.
- • Transaction pattern analysis (graph embeddings + XGBoost)
- • Account takeover detection (behavioral biometrics)
- • AML/KYC automation (document verification + entity resolution)
- • False positive reduction (ensemble models + human-in-loop)
Impact: 40-60% reduction in false positives, 3-5× faster investigation
Credit Scoring & Underwriting
Alternative data models for thin-file borrowers. Gradient boosting, neural networks, and ensemble methods with bias detection and fairness constraints.
- • Alternative credit scoring (cash flow, social, telco data)
- • Loan default prediction (XGBoost + CatBoost ensembles)
- • Income verification (document OCR + NLP)
- • Fair lending compliance (bias detection + mitigation)
Impact: 15-25% approval rate improvement without increasing risk
Document Intelligence & Automation
Extract structured data from contracts, loan applications, financial statements. OCR, NER, classification, and validation with 98%+ accuracy.
- • Contract analysis & extraction (key terms, dates, parties)
- • Financial statement parsing (balance sheets, P&L, cash flow)
- • Loan application automation (form extraction + validation)
- • Regulatory filing compliance (XBRL, SEC filings)
Impact: 80-90% time savings on document processing workflows
Intelligent Customer Service (RAG)
Chatbots that actually work. RAG over policy docs, product catalogs, and transaction history. Secure, private LLM deployments with PII redaction.
- • Customer support automation (product questions, account queries)
- • Internal knowledge base search (compliance, procedures, policies)
- • Advisor assistance tools (next-best-action, portfolio insights)
- • PII-safe deployments (on-prem LLMs or Azure OpenAI in your tenant)
Impact: 60-70% ticket deflection, 85% customer satisfaction
Client success: SecureBank
Real-world results in fraud detection
-52%
False positives
3×
Faster investigations
3 months
ROI payback period
"Plexibit's MLOps platform gave us canary deploys, A/B testing, and model monitoring. We can now ship fraud detection updates weekly instead of quarterly."
— Robert Chen, Head of Data Science, SecureBank
Technology stack for BFSI
Battle-tested tools for regulated environments
ML Frameworks
Scikit-learn, XGBoost, LightGBM, CatBoost, PyTorch, TensorFlow
Infrastructure
AWS, Azure, GCP, On-prem, Kubernetes, Docker
Data Platforms
Snowflake, Databricks, Redshift, BigQuery, Postgres
MLOps
MLflow, Weights & Biases, Evidently, SageMaker, Vertex AI
Ready to explore AI for your business?
Book a 30‑min consult. No obligations.